Bargain baby shopping 28 November, 2009
Posted by dear1dear2 in Baby, Dear1, Shop till you drop.add a comment
Yesterday was a public holiday (Hari Raya Haji) and long weekend so we decided to go shopping and bargain hunting for baby stuffs. We had a few goals in mind, namely baby cot and steam sterilizer. But before I get to the day’s chase, let’s take a look at the events leading up to the day.
Baby cot first. 2 weeks ago, we visited Metro at Causeway Point and saw this Shears Premium Wooden Cot going at $189 (usual $499 from Palmax website), comes with free mattress, an activity mat and a bean sprout pillow. At that time, we had not started looking at cots but we knew that the normal price of baby cots start at around $300. This cot was quite a pleasant surprise, and we both liked it for its price and no-frills design. It is not convertible to a child bed which suited our intentions as we did not want a convertible cot anyway. An older child can just sleep on a mattress on the floor; the cot will remain as a cot for younger siblings to use. But, we weren’t ready to commit just yet, we wanted to look around for more options.
After more browsing, we decided yes, the Shears cot is what we want. In the following weekend, we went to Orchard to check out the many storewide 20% discounts to see if there were any good buys. We chance upon the same baby cot going for $169 at OG with only free mattress. Hmm… Pay extra $20 for activity mat and bean sprout pillow? Bean sprout pillow itself is easily $10. Moreover, at Metro, we can earn linkpoints at 6% returns. So the final decision was to purchase the cot at Metro. We walked over to Metro Paragon only to discover that the cot wasn’t available at the Paragon branch. So no choice, we had to visit another Metro branch then.
Sterilizer. We first spotted the Pigeon Rapid Steam Sterilizer going at a discounted price of $95 (usual $125) at Kids Mall (IMM) a few weeks back. At that time, we also recalled seeing a packaged deal somewhere with the Rapid Steam Sterilizer, Starter kit, and 1 other item which we forgot, selling at $130 something. We decided to look around first to see which is a better package.
We were unable to find the 3-in-1 package anymore, so the promotion had probably ended. We decided to get the sterilizer at $95 at Metro to earn the additional linkpoints. But alas, Metro Paragon didn’t have it. So the decision was to visit Metro at Causeway Point to get both the cot and the sterilizer. Since Woodlands is rather far away for us to travel to after work on weekdays, we decided to go there during the long weekend instead. During the week itself, we passed by Kids Mall and Giant (both at IMM) and noticed that the sterilizer was selling at the usual $125. Was the promotion over? Did we missed it? Meanwhile, Tom & Stephanie (Westmall) was still selling it at $95. Hopefully, the promotion will still be ongoing at Metro.
So came the big day yesterday. We decided to visit Metro City Square Mall to buy our stuffs and also to check out the new shopping centre in town. But it was a disappointment. Metro there was pretty small and didn’t have either of the items we wanted. However, the kind staff at Metro offered to phone the Causeway Point branch to check on the availability of the sterilizer for us. Luckily, there was 1 last piece at Metro Causeway point. We quickly reserved it and would visit Causeway Point later that day to purchase the item. Heng ah.
Side track a bit, we visited Shen Kwong Trading at Bugis since we were already in the area to see what we can pick up. Shen Kwong Trading is a local distributor of baby clothes so we can get very good prices if we purchased from the shop directly. Its location was a bit hard to find as it is on the inner row of shops at block 269C opposite the Guan Yin Temple. Wandering aimlessly, we happened to spot this shop next to the public toilet with half closed doors. There was a stroller in front of it and a MTB just stepped out from inside. We peeped inside to see shelves and shelves and shelves of baby clothes and essentials linens. They were closing soon, hence the half closed doors. We quickly went in and picked out 6 baby shirts, 6 long bath towels, and 12 square face towels for just $21! Fantastically cheap! We’ll definitely be back to get more. From what we heard, they’re opened Mon-Sat, until 6pm.
Back to the chase, we drove all the way to Causeway Point to buy the Shears cot and Pigeon sterilizer which we had reserved earlier. It turned out that the discount on the sterilizer had already ended on 13 Nov and shops that still sell at the discounted price were clearing the stock from that promotional batch of sterilizers. We were lucky to still be able to get one on 27 Nov (2 weeks after promotion ended). Our total cost for these 2 items were $189 + $95 = $284. We purchased $280 worth of Metro vouchers and earned 2520 linkpoints, wow! That’s 2520 / 150 = $16.80 worth of linkpoints claimable at NTUC. Moreover, our purchase entitled us to redeem a free 2010 Sesame Street calendar and a Sesame Street umbrella. What a shopping trip, yeah!
So, what is the moral of the story? Yes, we made quite significant savings. But we’ve also stressed ourselves unnecessarily over the past 2 weeks trying to hunt down the best deals in town. We’ve also spent a fair amount of petrol travelling here and there, and also car park charges. Luckily, most of our trips were multi-purpose trips (such as attending weddings) such that we achieve multiple objectives per outing, thereby reducing our petrol/car park expenses per objective. The point here is that, we need to weigh the benefits of bargain hunting. If the savings is not significant, then it probably isn’t worth the effort making a dedicated trip there. So here are a few of our rules of thumb.
Bargain hunt only for big items that preferably gives savings of $20 or more. Also, string together multiple bargain items to buy on the same route to maximize the returns on travelling cost and time. Next, know the current prices of items well so that you know what is a good deal and what isn’t. And, Internet is your friend, check out the many websites that track promotions and discounts around Singapore and read discussion forums where users constantly update one another on sale events.
Lastly, contribute back to the community by sharing with others (through forums or blog posts) about great bargains and tips to stretch the dollar further. :D
-Dear1
Taime Warehouse Sale 22 November, 2009
Posted by dear1dear2 in Baby, Dear1, Shop till you drop.3 comments

Our loot from the Taime Warehouse Sale – The biggest buy is the Capella stroller at the back, still in box. :D
Taime Pte Ltd held a warehouse sale just a few days ago, 19-21 Nov 09. It was a Thursday to Saturday, and it was in Bedok. So the best time for us to visit the sale was on Saturday, and that’s exactly what we did.
We took our OPC car out promptly at 3pm on Saturday and drove all the way to Bedok. We stopped by Baby Kingdom first to check out the prices to keep ourselves current with prices. We have been eyeing this particular stroller for some time now and had already more or less decided on the Capella S705 2009 model with the 5-point harness. Baby Kingdom quoted us $350 at best from the usual price of $369. After looking around a bit more, we left for Taime which is just a stone’s throw away across the PIE.
Wow. Taime warehouse sale was great! The major brands there were Capella, Chicco and Lucky Baby. There was at least a 20% discount for most items, 30% and 40% for some other. Some items were nett price which also featured substantial savings.

Our total bill at Taime, what a steal! We should have bought more…
We went directly to the Capella section and found the stroller going at 20% discount! That’s definitely the cheapest price in town, we bought it without a second thought. We also bought some other baby items that were on sale, including some foam play mats, a rubber cot sheet, nail clippers for baby, swaddleme, and a stroller clip fan. The final total price was less than $369, which made us felt as if we bought the Capella S705 at normal price and got everything else for free. Haha…
We left Taime warehouse and got lost in the private residential area. Hahaha… Luckily, we managed to find our way out after about 10 minutes of roaming. We went over to Blk 704 nearby to try out the Xiong-ge chicken rice that was featured on Buzzing Cashier 2. We went there before the last time we visited Baby Kingdom but the long queue turned us away. Luckily, this time there was no queue and we got our chicken rice immediately. Not bad, the chicken rice is quite tasty. But is it worth 1 hour queuing time, probably not.
Next, we set off to the United Square Baby Fair organised by Motherhood magazine. We arrived at 6.50pm, just before the start of the baby bottles giveaway event. We quickly joined the queue to get our free bottle, and also get our free sample copy of Motherhood magazine. The bottle was quite cute looking with 2 cute giraffes printed on it. But the quality of the material used to make the bottle was quite dubious looking that made us decided that we’ll not use it for baby but will instead put it in our display cabinet. Dear2 also didn’t like the idea that both the top and the bottom of the bottle can be unscrewed.
We shopped around United Square further and found this shop Mums & Babes that is having this bottle exchange program. Trade in any old baby bottle and get to buy a new 5oz Medela bottle for $6.90 (UP $10.90). We knew that the 3 5oz Medela bottle set costs $31.50 (before 15% off) at Baby Kingdom, which meant that each bottle would cost (31.50×0.85/3=) $8.925. $6.90 sounds good enough. Now, where can we find an old baby bottle to trade in at a time like this? Hmm… Oh wait, we did have a bottle in our possession. Hehehe… And so, we traded in our free gift bottle we collected just earlier and bought the Medela bottle at the discounted price. Yeah.
So that’s it for our eventful shopping Saturday. We’re glad that we’re finally buying all the baby stuffs (and all at fantastic offers too!) and getting ready for our baby’s arrival. Dear2 has been somewhat stressed lately about our ill-prepared-ness. I suppose Dear2’s mummy instinct is starting to kick in. Gee… Hope that this shopping spree of ours did calm Dear2 down a little.
Also, our car really did improve our lives and brought us much convenience. I couldn’t imagine us going to so many places if we didn’t have a car. Not to mention carrying so much shopping loot home. The stroller alone took up most of our boot space, can’t imagine us taking public transport with it. Dear2 is also having some hip pains which made long bus and MRT rides a difficult thing for her. Glad that we bought our car in time for Dear2’s pregnancy.
There’s still much more shopping to be done, hopefully we can get everything at good prices. Today, we’re going to Mothercare to get some toys at 15% discount, and going to OG to take a look at their 20% storewide sale, and going to visit Aussino 50% discount Baby Fair again, and probably drop by Metro to see if we can earn the 6% rebates worth of linkpoints. You see, we can use our Passion Card to earn 9 linkpoints for every $1 spent, and 150 linkpoints can be exchanged for $1 at NTUC for grocery shopping, so that’s 6%. :D
Hooray to year end festive shopping season!
-Dear1
Aussino Baby & Bath Fair!! 15 November, 2009
Posted by dear1dear2 in Baby, Dear2, Shop till you drop.3 comments

Our loot from Aussino.
Aussino is having a Baby & Bath Fair now, with up to 50% off selected items!!
Dear1 and Dear2 are starting to buy baby essential stuff now, so Dear2 make it a point to get a copy of Thur and Fri’s Today during her lunch break, to spot any departmental store or warehouse weekend sale for that week. But alas, the Fri’s Today was not there, either there was late delivery or that it was already all given out, so no choice, Dear2 had to make do with a MyPaper instead. Flip flip flip, articles are not as nice, and there seems to be very few advertisements except for mostly furniture sales…. Hmm…. Oh, Aussino is having a Baby & Bath Fair with up to 50% discount, until 29 Nov. Gotto let Dear1 know fast, haha!!
On the same evening, we headed into the Aussino branch at Westmall, and bought the following items, all at 50% off:
- Baby Comforter set (comes with fitted sheet, pillow case with fill, bolster case with fill, bumper, comforter), UP $79.90. Free: Matching Bib, UP $5.90
- Cuddle Bath with Face Washer Set, UP $14.90
- 6 piece Baby Face Washer Set, UP $11.90
- 2 Deluxe Bath Towels, each UP $19.90
Total Damage: $73.25
Expensive! But considering the number of items (2 bagfuls!), and that everything were at half price, it was a steal for mummy and daddy and baby, haha!
So, pop by your nearest Aussino branch now, and grab your baby and bath essentials while stocks last, haha!
- Dear2
Confessions of a Spree-aholic 20 October, 2009
Posted by dear1dear2 in Baby, Dear2, Dollars & Cents, Shop till you drop.5 comments
OMG, I have turned into a spree-aholic in a matter of days!
It all started when Dear1 found a website where mtbs organise all sorts of sprees. And seeing how value-for-money shopping from such sprees can be, from the savings in (1) Shipping due to bulk purchases, and (2) These mtbs really can sniff out very good deals without you having to search for them yourself, haha. Dear2 spared no further delay in joining in the crowd. In a matter of seconds, Dear2 was fast on her way to opening a forum account all for the SPREE (haiz, Dear1 has been pestering the forum-idiot Dear2 to open an account, but Dear2 always feels that she will not participate in the all-nonsense forum for all-day-long crappy talk. Tell me about sprees and Dear2 can flip from NO to YES immediately… sigh.. wahahaha).
Yes, I want to buy this sweet pink 3-piece body suit pack from Old Navy. It’s just USD 10 for 3 pieces leh, a very cheap deal for sure!
Yes, this breast pump is surely worth it, normal retail price is over 1,000 and it’s going for less than half the price in the spree. Buy buy buy!!
Yes!! Birkenstock is having clearance sale now. I’ve always wanted a pair of Birkenstock shoes, but at $80 a pair, it’s always such a heartache. Now I can finally fulfill my dream at $42. Buy!
Oh my, this sweet pink dress is sooooooooooooo sweet. Even though I tell myself that I really have to quit this addiction, but…………… It’s soooooooo sweet! And it’s only slightly more than SGD 6! I want to buy!!
Within just 3 days, Dear2 was closely fixed to the computer screen, at home and in the office, all day long. The discounts were simply too irresistible – branded stuff at half the price (maybe), how to resist!? So day after day, Dear2 will check the bookmarked threads to see if her orders were confirmed, or if there’s new updates on the shipping status.
It has been exactly 1 week from the time since Dear2 started on spree-shopping, and also 1 week since Dear2 got addicted to this addiction. Fortunately for Dear2 (and Dear1 as well, haha), Dear2 finally stopped her addiction yesterday, when she saw that shipping costs may cost about the same, if not more than the actual price of the item. The SGD 14 capris pants may seem like a real bargain compared to the same pair from Marton Bell which cost $59 before the 20% closing down sale at the Vivocity branch, but there’s a likelihood that the shipping may cost an equivalent amount for its bulkiness and heaviness, and also that the shared box where all the other spreeists’ items were piled together was not optimised, then the total cost of SGD 30 may not seem such an attractive buy after all…
With that in mind, Dear2 is determine (almost) to stop spreeing until the ordered items are actually in my hands. But the lure of the spree forum is still so strong – I still constantly refresh the thread to see if there’s any new spree or discount coming along. It’s a every-minute-counts affair, cos usually when a new spree starts, it also closes almost immediately. The organiser may close the spree early if the required amount has been hit, or that she may only do 1 or 2 batch and if you happen to see the spree an afternoon too late, it just means that the boat is gone. And even if you do spot a good-deal spree, it’s every-minute-is-precious – gotto go to the website to browse through the discounted items, think about whether if the item really necessary, think about if that cost (not even factoring in shipping cost) is worth the buy, ask Dear1 if can buy or not, place orders with the organiser, transfer money to the organiser, seek confirmation on orders placed and money transferred, and then it’s finally checking the thread for latest updates to see if your order is placed successfully – all these have to be completed before the spree closes, or praying that the item is not out of stock…. The whole process is tenacious, even more exciting than stock-buying, cos when you buy stocks, you at least get to rest once markets close for lunch or for the day, but when it comes to spree-buying, every minute counts even until the wee hours at night, 24/7 all days.
Control.. Immune… Dear2 must really control herself and no more spreeing for now until the good(s) arrive…. But her hands are already itching to go check out new sprees now… Sob…
- Dear2
Singtel BreadTalk 10cent promo 17 September, 2009
Posted by dear1dear2 in Dear1, Food & Beverages, Shop till you drop.add a comment
SingTel Mo4U has been sending quite a lot of advertorial sms to us ever since we signed up our mobile plan with SingTel. The problem is, it is very very annoying to keep receiving unsolicited sms from SingTel all the time. It is very frequent, much more frequent than that from M1 previously. Of course, there’s an option to unsubscribe from the advertorial service, but the opportunity cost is that we may miss out on good promos if we do that. So, we didn’t unsubscribe. Little did we know that it would pay off so soon.
On 7 Sept, we received a mms saying that BreadTalk is having a promotion whereby we can buy a maximum of 2 buns per transaction at 10cents each when we flash our mms at the cashier. Wow, 10cents per bun from BreadTalk! This must be the best promotion yet. And it is valid until 20 Sept. So on that very first day, we decided to visit BreadTalk. We haven’t been to BreadTalk for a very long while (more than 1 year) becos we felt their bun was too tough, too hard, and overpriced. This promo brought us (unsatisfied customers) back to give BreadTalk buns a second chance. Kudos to the BreadTalk marketing team. Buy buy buy!
Purchasing the buns at the promo price was quite straightforward, just show the mms to the cashier. In addition, the cashier will request that we show them the sender of the mms to verify that we are indeed SingTel customers and we received the mms from the main server, as opposed to receiving this mms forwarded by our friends. Ok, this slowed down the paying process a little bit but it’s a just a small delay. That’s it, we left the shop and head for home. Hmm… This meant that we can reuse the mms over and over again to clean the entire BreadTalk of buns for 10cents each. All we need to do is to queue up again. Hehe…
Ok, let’s talk about the bread. We bought 2 of their signature buns, the normal floss bun and the spicy floss bun, since we haven’t had BreadTalk for such a long time. Hmm… Not bad, they have improved. The buns tasted quite decent, the dough isn’t that tough anymore and are probably worth eating again. Maybe the cost of the bun played a small role in altering our taste buds but we still thought the taste had definitely improved since we last tried it.
So for the next few days, we would always drop by BreadTalk on our way home to pick up 2 buns for 20cents since its just next to the MRT station. No, we didn’t abuse the system by queueing up over and over again. We wanted to… but were a bit paiseh. :P We ended trying a variety of buns from BreadTalk and we realized the choice of buns had changed since a year ago. There were some new buns to choose from and some of the digusting flavours (i.e. vege bun) were gone. :D And I found my new favourite, the Chocolate Croissant. We try our best to sample the expensive buns so as to make full use of the promo. Dear2 liked the most expensive of the lot, the usual price $1.60 Raisin Bun.
A few days later, the cashier started a new system. Everyone who uses the SingTel promo must write down their names, IC number and contact number on a sheet of paper. Are they starting to track their customers so that the person cannot reuse the promo mms? But it’ll be difficult to enforce since they didn’t request the writer to produce his/her IC, and difficult to cross check if there are repeat customers. Furthermore, it slowed down the payment process.
On 11 Sept, we received an sms telling us that the BreadTalk promo will end earlier on 11 Sept instead of the original 20 Sept due to overwhelming response. Yucks. How can they stop a promotion early due to good response? That’s so un-magnanimous. But the sms also mentioned that the promo will be available again from 14-18 Sept as an act of appreciation. Hmm… Let’s strip away all the sweet talk and focus on the facts. Original promo is, say 7-20 Sept. New promo is 7-11 Sept plus 14-18 Sept. In effect, they remove the promotion for the 2 weekends of 12-13 Sept and 19-20 Sept. Perhaps they have foreseen some problems during the first few days of implementation and decided that they do not wish to deal with such problems on weekends when sale volumes tend to be higher than on weekdays.
Since the BreadTalk management had some time to rethink their implementation procedures over the weekend, we expected some improvements at the cashier when the promo resumes on 14 Sept. Nope. Nothing has changed. We were still requested to write our names and contact numbers on blank sheets of paper upon payment and hence causing a jam at the cashier. And we’ve written numerous times on the sheet of paper that makes us wonder what use they actually have for the compiled list of names. First, the accuracy of the list is questionable as we were not asked to produce our IC for verification. Second, if they want to create a mailing list of customers, there is no need for us to repeat writing our names everyday.
The promotion is great and effective from the marketing perspective. We are happy to patronize BreadTalk and to hand a 20cents coin to the cashier everyday for the past 2 weeks. However, the implementation and execution of the promotion is far from perfect as discussed above. Hopefully, the planners can think through the process carefully before rolling out their next promotion. And perhaps also conduct some internal trial and staff training before the actual event.
2 more days to the end of the promotion. We’ll continue sampling new buns varieties from BreadTalk.
-Dear1
P.S. The original mms referred to SingTel Mo4U website for further details, but the website has never been online, not even once.
Our E66 and E71 16 August, 2009
Posted by dear1dear2 in Consumer Electronics, Dear1, Shop till you drop.add a comment
When we signed up for mio Home, we also signed up for two mobile lines with Singtel. After all, it is the 20% off mobile lines with the mio Home plan that constitute most of the savings in our phone bills. And since we’re signing up for new mobile lines, it also meant that we’re eligible to get 2 new mobile phones at contract prices.
Dear1 had recently gotten a Window Mobile phone in the form of the HTC Touch 3G so there’s no real need to get yet another phone so soon. Dear2 was still using her Nokia 6288 which had began to give problems so it was a good opportunity to get a new phone for her.
After seeing how *useful* my HTC Touch 3G is, Dear2 decided that she also wanted a smartphone, with GPS and WiFi, capable calendar/organizer functions, and Microsoft office like functions so that she can write a post whenever she gets an inspiration (i.e. on the MRT). Of course there’s also the budget constrain, hopefully we can get something cheaper than my Touch 3G.
A small search finally settled us on two candidates. The sibling phones, Nokia E66 and E71. Their differences are quite minor. E66 is a smaller slider with standard mobile keypad and equipped with accelerometer. E71 is a candy bar with QWERTY keyboard and a larger battery capacity. Other features are nearly identical. So the decision boils down to the difference in appearance. We went down to the Singtel Hello shop to take a look at both models and to have some hands on. Dear2 still couldn’t decide. So we decided to buy both the phone and decide on one eventually at home.
Now, buying at Hello shop normally isn’t a good bargain because the Singtel Shop online almost always offers a better deal. So we went online that night and ordered the E71 at an online exclusive price of $148 (it would have cost $300 something from the Hello Shop). There wasn’t any exclusive for the E66 but we waited until after 9pm to place our order because there was a 9pm~9am online discount of $30. So our final price for the E66 was $338 after discount.
Delivery was swift and we received our phones within 1 week. For the next few days, Dear2 held both phones in her hands to judge which one she would prefer. I forbade Dear2 from turning any of the phones on for trial because a brand new unused phone would fetch a higher price should we wish to sell one later. Finally, Dear2 made a choice and picked the E71 (I would have picked E71 too). Yipee!
The next thing to do was to sell off the spare E66. I went to Mobile Square website to get an understanding of the current market price for a no contract E66. It was selling at around $540. This meant that $540 was the theoretical upper limit for the selling price of the E66 (the selling price of E71 was $550, just $10 more). I advertised our E66 around and before long, we had a buyer and agreed on a price of $450.
So, to sum up, we spent a total of $138 + $338 = $476 to buy two phones from Singtel at contract prices. Then we sold off the E66 at $450. This meant that in effect, the E71 that Dear2 is using now cost just ($476 – $450) $26! Great deal. *thumbs up*
Actually, if we dun try to keep up with phone-fashions, and our phones are still in good condition and we dun need to get a new one, we can always stand to gain a few hundred dollars profit by recontracting, getting a new phone and selling it off. With the mio Home plan, the main line gets to recontract every 12 months, so let’s try to make use of it.
-Dear1
The Old Chang Kee Sale 11 August, 2009
Posted by dear1dear2 in Dear2, Food & Beverages, Shop till you drop.2 comments

Old Chang Kee is crowded with people on an otherwise regular Tuesday night at West Mall basement 1.

An enlargement of the cause of crowd – everything at $1 National Day special! 10 to 12 August only.
Old Chang Kee is having a post National Day sale! And it seems that all the snack items are going at $1 each. At least that’s what Dear1 and Dear2 found out from the Old Chang Kee branch at West Mall Shopping centre while shopping at West Mall during the post National Day holiday yesterday. How we love National Day. Haha.
At the Old Chang Kee sale, your favourite Curry O and Sotong Head Sticks are all going at $1 each. At times like this, the $1.20 Curry O may not yield much savings, but the normally too-expensive-to-eat $1.60s are very good buys now, haha. Dear1 and Dear2 are surely going to buy more sticks today. Note that the promotion is from 10 to 12 Aug only.
Not only that Old Chang Kee is having a discount, Aussino too is having its ‘annual’ National Day sale. Remember how Dear1 and Dear2 bought our quilt at last year’s National Day sale at 43% off, this year, in celebration of the nation’s 44th birthday, Aussino is having a similar sale – selected items at 44% off discount! With 3 sets of quilt and bedsheets covers already, though very much tempted by the offer, we decided to just get an extra pair of pillow shams (UP $21.90, now $12.25) for changeability.
National Days are nice, we get to sing familiar National Day songs, and retailers like to use this occasion to push out promotions and discounts too. The much long-awaited public holiday after 2 months of no holidays (remember the long long ago Vesak Day holiday in May? Urgh!), National Day is indeed a much desired break for many of us. Now we’re just praying that the next public holiday in Sep comes sooner!
- Dear2
Our Kia Forte 24 July, 2009
Posted by dear1dear2 in Baby, Dear1, Shop till you drop, Vroom Vroom.7 comments
You may have seen this commercial on TV recently. It’s the new Kia Cerato Forte, launched in Feb 2009, in Singapore. Yes, we bought our first car! And this is the car we bought, the Kia Cerato Forte. :D
Pictures, pictures…

The front view of our handsome car. Yes, we bought a red plate Off Peak Car. The colour is ‘Sweet Orange’.

Here’s a look at the interior. Audio controls on the steering wheel and also factory fitted audio system. USB slot for music too, spot the thumbdrive in the lower left of the picture.

And the Cerato Forte logo at the rear. I would very much like to remove the word Cerato. Just Kia Forte would be cool.
We started sourcing for a car since last year. The basic idea is that we want to prepare to start a family soon. It would be more convenient if we have personal transport so that we can bring Dear2 around to visit the gynae, and next time we can bring baby around for various check ups. And secondly, it would improve our lifestyle, such as staying out late and not worrying about transport home, visiting hard to reach eating places, driving to our frequent running events early in the morning, etc. Yah, it’s a luxury and a depreciating asset, so let’s try to keep the cost down as much as possible.
The first trigger came when the Certificate Of Entitlement (COE) dropped to $2 in November 2008. Of course we knew that the opportunity was already missed as the $2 COE will not occur again in the subsequent months. But it was a sign that car prices are going down. Sure enough, COE remained under the 10k mark for about 6 months following that until the quota reduction in April 2009. We had to grab this opportunity to get a cheap car. After all, poor economy leads to lesser car buyers and cheaper cars. It makes sense to buy big items when the economy is down.
We also wanted an Off Peak Car (OPC) and that placed another constrain on our search. The 17k rebate must be deducted from first the COE and then Open Market Value (OMV) of the car. So the combined value of the COE and OMV must be at least 17k for us to take full advantage of the OPC scheme. But with rock bottom COE prices, we need a car with high OMV. But high OMV means expensive cars in general. But we just wanted a small and cheap car for our small family use. Our requirements were conflicting and the search was tough.
As for why OPC? Dear1 has a direct bus from home to work, so there’s no need to drive on a daily basis. Dear2 works in CBD area so it doesn’t make sense to drive to work. So, OPC seemed to suit our usage requirements rather well.
Long story short, we initially wanted a hatchback car becos it was younger and more trendy looking. We looked at Kia Picanto, Hyundai Getz, Hyundai Avante, Toyota Yaris, Honda Fit, Suzuki Swift and Daihatsu Sirion (and even the Chana Benni). But none of them was really able to convince us to commit…
It was around early March that we caught sight of the Kia Forte. It was a sedan, but every other feature about it was good. Stylish looking, modern, lots of safety features, enough head room for Dear1, spacious interior, 1.6L engine, and it was value for money. Its OMV was high enough (around 13k) and COE prices were hovering around 5k. The selling price of the car for the entry level EX (A) version was 44999, which was within our budget.
By late March, the price had dropped to 42999, making it an even more attractive buy. At that time, there was some change in the specifications of the EX. The newer batches had hydraulic power steering, 1 air bag and 2 disc brakes, 2 drum brakes. Whereas the older batches had electronic power steering, 2 air bags and 4 disc brakes. Both versions were selling at the same price during the transitional period. However, there was limited remaining stock for the older (better) version, and limited choice of colour (only Sweet Orange left). So there was a bit of urgency if we wanted to get more value for money from our car purchase.
After 2 sessions of discussions with our Sales Executive (SE) and a quick test drive, we decided to sign on the dotted line and place an order for the Sweet Orange Auto-transmission EX version with the better specs (4 disc brakes) at 42999. We put our lousy bargaining skills to the test and only managed to get reverse sensors, remote and alarm, Rikecool solar films and full leather seats for an extra 1000 dollar top up.
So the final cost of our car was 42999 (original cost) + 1000 (top up) – 17000 (OPC rebate) = 26999. We paid up 3999 and loan 23000 (2.85% pa) from Maybank for 84 months which works out to be 329 per month. Still a manageable monthly amount.

Credits: Retrieved from www.sgcarmart.com on 24 July 2009.
On retrospect, it turned out that 42999 was the lowest ever selling price for EX (A) since launch, other than the even more ridiculously priced pre-launch special in Jan 09. The latest price for our model as of 24 Jul 09 is 49999. So we’ve really got quite a good deal for our big ticket purchase.
The entire process was rather smooth for us. We got our COE at our first bid and the car was already sitting in the Singapore warehouse ready for delivery. We ordered in late March, collected our car in late April (only 1 month waiting time) and have been driving around for the last 3 months. :D
Our favourite TV show for the past weeks was Driving Miss Foodie becos we can now drive to all the many inaccessible food places around Singapore. We also visited many parks around the island for mini picnics. Meanwhile, Dear2 had passed her driving test (2nd attempt) and is now pregnant, so things seem to be falling in place nicely for us.
Happy happy!
-Dear1
The Credit Card Trap 21 March, 2009
Posted by dear1dear2 in Dear2, Dollars & Cents, Shop till you drop, Slice of Life.1 comment so far
$120 installment for facial.
$260 installment for bridal package.
Hmm, $120 per month is affordable lah. Ok, $260 per month for 6 months can help to lighten our current load.
But…… that makes Dear1 and Dear’2 monthly installment bill to be $380 already!!!! And that’s just on installments bills. What about that pair of jeans, that 2 pairs of jeans, and that pair of of shoes, and that jacket, and that Watson’s, and that book, and that Cafe Cartel, and that Swensons, and that Secret Recipe, and that…………….
The list goes on. The fact of the matter is, signing on that credit card has become all so convenient today. It’s ok if i dun have $300 to buy that watch now, becos i have CREDIT CARD. It’s ok to buy that TV on sale, becos can pay by installment mah. We dun feel the pinch anymore, cos we dun actually see the cash being transacted, or even have to worry if my ATM account has enuff balance to pay for this item. Serious considerations only set in when we receive the credit card bill, and that is usually 1 month later.
Traps. Credit cards are really traps cos they make us sign without making serious considerations, make us spend unknowingly. Even prudent Dear2 was recently awakened when she receives a credit card bill of $600+. Nope, that was not unusual, but the unusual thing is, ‘How did this this this this this add up to $600!? This was already on discount, that was bought during a sale. All these can’t possibly add up to $600. Let me get the calculator.’
Be careful. That’s all I can warn u right now. Credit cards can offer many discounts and conveniences, but this may lead us to consume more unknowingly.
Dear2 will not cut up all my 6 credit cards, becos different cards really do get me different good deals (why pay more when there’s 15% discount for xxx credit card holders in this restuarant). But i’ll definitely give more thought everytime i going shopping (or window shopping). Always ask yourself this question first – do i really NEED this item?
- Dear2
Shop Till You Drop – In Ho Chi Minh City 9 November, 2008
Posted by dear1dear2 in Dear2, Shop till you drop, Travel & Discovery.2 comments
The Ho Chi Minh City trip was by far the most enjoyable trip that Dear1 and Dear2 have so far. Is it becos we had 3 other friends as companions, or is it becos it was a free and easy tour but becos we went on 2 full day trips with local guides who narrated freely about the culture and life tales of Vietnam, making the experience cheap yet rewarding? Hmm… Or was it the friendliness of the Vietnamese people, or even the fact that Dear2 finds the ‘just cross through the traffic’ exciting yet interesting? Hmm… I guess the cheap shopping and cheap yet not-stingy food in HCMC did play a big part as well. :p
Shopping, yes, let’s talk about shopping in HCMC. Shopping in HCMC can be very fulfilling, mainly becos of the exchange rates and that many big brands are actually manufactured in Vietnam so that u do not need to pay extra for import goods. Here I go…
Exchange Vietnam Dong (VND): Forget about exchanging any VND in Singapore at all. Even from the best money changers in The Arcade, best rate was 1 SGD = 10,000 VND. Not to mention that about half of the money changers here DO NOT have enuff VND to supply. Unlike the usual no-no of exchanging foreign currencies in the country that u visit or at the airport, PLEASE exchange your VND at the HCMC airport. The best rate on the day that we visited HCMC was 1 SGD = 11,433 VND. WOW!!
(Fake) Branded Goods: Yes, like Thailand, there’s A LOT of fake Coach and LV and Gucci, Lacoste and Tommy H and Timberland. But if u just want to flaunt that ‘branded’ bag and ‘branded’ polo tee at your friends, no need to go Thailand and face the increasing unfriendly sales people. Yes, the Vietnamese are soooo friendly people. Like many markets, you HAVE TO bargain 40% of the quoted price. Keep the negotiation atmosphere friendly, cos every dollar savings to us may well be their cost to feed the family for a day, so as long as the price is about what u’re willing pay, ‘let’s all be happy happy’ and close the deal.
Branded Goods: As mentioned, Vietnam is home to production of many branded goods. Dear1 and Dear2 got a Northface 3-layer waterproof jacket at VND 600,000, and waterproof Nike shoes at VND 430,000. Since these are essential for our upcoming Japan trip, taking into consideration walking in the snow, we allocated a sum for these. Afterall, I’m pretty sure that we’ll not see these prices anywhere in Singapore again. And oh, did I mention about the shop that sells extremely cute cats-and-dogs practicals in bright pastel colors? Not too sure what’s the name of the brand, and it might even be imitation of the original, but Dear1 pampered Dear2 with 2 sweet pouches at VND 70,000 each. Thank u Dear1!
Vietnam Souvenirs: If u are those who feel obliged to buy souvenirs for friends and relatives everytime u go on tour, HCMC is a good place to sweep up cheap knick knacks. Embriodered purses, clothe bags, egg shell picture frames, shell mirrors, ornaments in every shape and size and price, surely there’s plenty for u to choose from. Just make sure that your souvenirs dun get stashed away at the back of your friends’ cabinets (again), so get something that they will like.
Food: Eating in HCMC is cheap. Even in places where tourists frequent, u can get a hearty meal at half the price u’ll pay in Singapore. And I’m talking about places where they serve tourists. If u are adventurous enuff, take up a stool along the alley and order whatever the locals are eating (dun ask me what they are eating, cos it’s always hard to ask ‘what’s in this’ when most of the locals [not selling in shops] can’t speak English), I’m pretty sure that the food will still gel with our Asian tongue. And dun worry about hygiene, in the week that Dear1 and Dear2 were there, we absolutely have no problem with the stomach, but of course, please get your 1L bottled water @ VND 8,000 each anywhere, even from roadside stalls.
Reccommendation to Shop: If u have read up enuff about HCMC, Ben Thanh market will not come as as unfamiliar to u. The Ben Thanh day market has a WIDE variety of goods in the sheltered building, and some of the more ‘tourist’ goods gets moved out into the night market when the day market closes at 6pm. A reccommendation will be to stay in District 1 where the Ben Thanh market is, cos almost everything worthwhile to see and do and buy in HCMC is located in District 1.
2 hours flight away, and possbily cheap air tickets cos many airlines fly HCMC now (we flew on Tiger Airways at SGD 200 for return tickets), HCMC may be a nice place to visit now. Do visit HCMC soon, cos Dear2 has a feeling that urbanization and influx of tourism may quickly turn the now friendly and cheap city into one of the familiar cities we’ve seen so often, faced with extreme bad traffic and pollution, of stressful lives and not-so-cheap bargains for tourists anymore.
- Dear2